Is liposuction covered under some insurance plans??
Is Liposuction Covered Under Insurance?
Doctor Answers (8)
Liposuction Covered by Insurance?
Liposuction is not covered by insurance in most cases. Sometimes, liposuction techniques can be used to treat other conditions, but cosmetic liposuction procedures are not covered.
Liposelection and Insurance
Insurance does not cover cosmetic procedures. Liposelection or Liposuction are considered esthetic procedures. For these type of procedures cost is always a consideration, because are called elective surgeries.
In our practice, it is not liposuction, it is “Liposelection”. Liposelection (by using the VASER (™) is a new and very different way to remove unwanted fat from almost any part of the body, that is as gentle as it is effective. This revolutionary new procedure offers exceptional results and rapid healing, and is an alternative to the harsh techniques of traditional liposuction. Liposelection uses state-of-the-art ultrasound technology to reshape your body. Since it is more tissue selective than traditional liposuction, damage to connective tissue is minimized. There is less bruising and swelling than traditional liposuction and recovery is faster. In addition, more fat can be removed with smoother results and more contraction of the overlying skin when compared to traditional liposuction.
The treatment is done utilizing tiny incisions in inconspicuous spots. A solution is injected (tumescent approach) to facilitate fat removal and minimize bruising. The ultrasonic treatment (Liposelection) is then done. Liquefied fat is then removed.
After surgery, there will be some degree of swelling with the possibility of mild bruising. A form-fitting surgical garment is worn for several weeks to minimize swelling and optimize contour. Patients are encouraged to walk as soon as possible, and most return to work within one week (depending on the area treated). More strenuous activities can be resumed in 4-6 weeks.
Liposuction and insurance
I have never been able to get insurance to cover a liposuction procedure. I have attempted to do so on a few occasions without success. Even if the procedure is specifically trying to improve a functional issue, insurance companies will almost always consider the term liposuction to be describing a cosmetic procedure. It may be possible to get insurance coverage, but highly unlikely.
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Liposuction and insurance coverage
Insurance does not cover liposuction as it is designed to cosmetically improve excess fat deposits on the body.
Liposuction has many potential benefits, despite the fact that it is rarely covered by insurance.
Is Liposuction Covered Under Insurance
In medicine we never like to say never. There are ALWAYS rare exceptions. But it depends on your "medical issues", the type of health plan you signed for in the contract, and the health plan deductibles & co pays. For example let us say you are approved but your deductible is $5,000. So it will still have you pay the $5,000 first. But in my opinion you really have no chance!
Lipo and insurance
Insurance covered procedure are intended to correct a medically necessary procedures. If you have a medical condition that can be corrected with liposuction then there may be insurance coverage for the procedure. This is possible in some reconstructive procedures after cancer surgery.
Cosmetic liposuction is not covered by insurance.
Almost all liposuction is for aesthetic benefit. It is not covered by insurance. Liposuction is also used as an adjunct in other aesthetic procedures (eg. facelift).
It depends on what the liposuction is used for.
Thank you for the question. Liposuction is a modality of treatment, think of it like a tool. The tool does not get assessed by the insurance company in terms of coverage rather what it is used for. Treatment for lymphadema, lipomas, breast reduction may be covered on if certain requirements are met. Liposuction for fat excess or body contouring will not be covered. In general, the code used to document liposuction is not an insurance covered code.
All the best,
Dr Remus Repta