Dear Hollywood Princess,
Not only will insurance not pay for rhinoplasty, President Obama plans to tax you 10% right up the nose for any cosmetic procedure in the future.
As for insurance paying for septoplasty, they will throw a few dollars to the doctor, charge the patient a co-payment on top of the inflated premiums and deductibles that they have to pay, and laugh all the way to the bank with their corporate profits.
No wonder that so many physicians no longer have contracts with health insurance companies.
Best for the Hollywood Princess to find a Hollywood Prince or King to pay for her Hollywood nose job. Also best to keep the cosmetic and functional (septoplasty) portions of your surgery quite separate.
Good luck and be well, do choose your rhinoplasty surgeon carefully.