I am looking into the possibility of getting a breast reduction, and I don't think my insurance policy covers them, even if they are determined to be medically necessary. I am 5' 0" and I wear a 34G. I believe that I am a candidate for a medically necessary breast reduction. Is there anyway to fight my policy, or should I look into getting a new policy?
What Insurance Companies Cover Breast Reductions?
Doctor Answers 7
Getting insurance to cover breast reduction
Patients with excessively large breasts (breast hypertrophy) almost uniformly suffer from a rather severe set of symptoms. Breast reduction in a properly selected patient most definitely can be covered by most insurance policies. There are a number of factors insurance companies consider in providing coverage, such as degree of symptoms caused by large breasts, prior attempt at conservative measures (which rarely works), degree of skin involvement, etc. A plastic surgeon that has lots of experience with this type of procedure will also know precisely how to deal with the insurance company.
Insurance coverage of breast reduction: hit or miss
The first thing to do is go for an examination with a surgeon and have them submit an predetermination of benefits letter to your insurance carrier.
Insurance Coverage of Breast Reduction
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Insurance and breast reduction
This question comes up all the time. You should contact your insurance company and ask what there criteria are for breast reduction approval.
insurance companies cover breast reductions
All should but to get a written approval is the trick. Some insurance companies allow approval over the phone while others it is like pulling teeth. Seek a PS to send a letter for you. From MIAMI DR. B
Coverage of Breast Reduction
With a 34G cup size, most insurance companies would cover your surgery if you also have symptoms of pain, etc. Some insurance policies do have an outright exclusion of the procedure; you can read your policy to see if this is the case. You should seek a consultation witha board-cert. plastic surgeon who can help guide you through the process.
Breast Reduction and Insurance Coverage?
Thank you for the question.
Based on your description you may be a good candidate for breast reduction surgery.
If your insurance company does not cover breast reduction surgery, it may be in your best interest to change policies.
The best way to obtain insurance coverage for breast reduction surgery involves some “hoops” to jump through. The more documentation you have (for example, from your primary care doctor, physical therapist, chiropractor etc.) the better when it comes to obtaining insurance “authorization” for the procedure.
This documentation and letter/pictures from your plastic surgeon will help you obtain authorization.
Make sure you're working with a well-trained/experienced board-certified plastic surgeon.