Hello! Thank you for your question! Surgical procedures for aesthetic
purposes, to improve appearance, are not covered by insurance.
Typically, these as well as complications resulting from such procedures
are the responsibility of the patient. Procedures that are meant to
correct functional issues and those which cause health-related issues
should be covered by your insurance as a medical necessity, with proper
examination and documentation. Some insurance plans have exclusion
criteria for certain procedures. Also, it is an obligation of the
surgeon not to attempt to authorize purely cosmetic procedures through
Discuss your issues and
complaints with a board-certified plastic surgeon to discuss these as
well as to examine and assist you in deciding which procedure(s) will be
the best for you. A discussion of the advantages and disadvantages will
take place along with the risks and benefits. Insurance companies will
vary on coverage and is always reasonable to discuss your issues with
your surgeon and primary care. It would behoove you to get as much
information as possible and even call your insurance yourself.
Certainly, pay in advance prior to your surgical procedure and options
such as financing are available if you qualify. Hope that this helps!
Unfortunately, insurance does not cover elective cosmetic procedures. Medication coverage typically depends on your insurance plan, with regards to your deductible, total vs partial coverage,etc. check with them about medication coverage specifics.
I cant imagine any insurance company covering a purely aesthetic surgery regardless of where you are, that being said it cant hurt to try
I think it would be highly unlikely, but I don't live or work in Germany. You should call Tricare and ask them. They are the only ones that can tell you for sure. Good luck!
It would be extremely unusual to have coverage for these procedures by Tricare, or by any other carriers. As to medications, more and more, but not all, insurers ask for a diagnosis for medications, and if a correct diagnosis is given, chances are the medications would not be covered.
All the best.
Most insurance companies include a list of "uncovered conditions or procedures" to inform policy holders of what options they may have. I have found that Tricare is often more lenient than other insurance providers about some of the covered procedures because of specific uniform and physical requirements that they have on military personnel.
The best thing to do is see your surgeon and ask them to pre-authorize your procedure.
The short answer is "No". Insurance will not cover any procedures which are deemed cosmetic in nature or not "medically necessary". In some cases the medication will be covered as they normally do not ask for a diagnosis code for medications covered by your insurance.
It is not unusual for prescriptions to be covered by health insurance companies; however, for accurate information, best to check with your local pharmacy. Best wishes.