Panniculectomy is usually recommended to people who have lost 100 lbs or more in a relatively short amount of time. Surgery is usually indicated once the person’s BMI (body mass index) is less than 30, as this will improve surgical outcome and reduce the risks associated with the procedure.
I believe that based on the information you have provided in your excerpt, you would definitely qualify for a panniculectomy. Whether the insurance company will pay for the procedure is something that has to be submitted probably including physician notes as well as photographs. The more weight you the lose now the better the outcome of the surgery will be.
Only your insurance company can answer this for you. It has been my experience that patients that lose over 100Lbs often qualify under most insurance plans. Best of luck.