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Do I Need Health Insurance Before Considering a Breast Agumentation?

asked 4 months ago by KelsieG in Wichita,Ks
Latest answer by J. Jason Wendel, MD
Question viewed 174 times
Tags: insurance, preparation

I am considering a breast agumentation, I live in Kansas, I am a 32A and I'm wanting to be a 34C. I don't need to finance because I have the money but I currently dont have insurance. Would not having insurance be a problem when trying to get this surgery? I didn't think this would be an issue considering that most insurance company's don't cover cosmetic surgery and I'm a very healthy 21 year old mom of 2 boys!

13 answers to Do I Need Health Insurance Before Considering a Breast Agumentation?

+2

Health insurance and cosmetic surgery

You do not need health insurance to under go breast augmentation or any other non-covered cosmetic procedure but it is not a good idea to do so. Although insurance companies say they will not cover complications of cosmetic surgery that is not completely true. If you have a sudden allergic reaction to a medication, even if that medication is given during cosmetic surgery, that is life threatening you can bet insurance will cover it. Although these events are quite rare it is not a good idea... more
Aaron Stone, MD

Los Angeles Plastic Surgeon
+2

May consider Cosmetassure coverage for breast augmentation

In general it is a good idea for all adults to have health insurance, especially when considering any elective surgery. It is always best to put things in perspective. Health insurance will not cover cosmetic surgery and most will not cover any complications from a cosmetic surgical procedure. At our office we provide a 30 day plan called Cosmetassure. This will provide supplemental coverage for complications arising from a covered cosmetic procedure. You may... more
Jeffrey Zwiren, MD

Atlanta Plastic Surgeon
+2

Do I Need Health Insurance Before Considering a Breast Agumentation?

Having insurance really doesn't have any bearing on you having surgery but talk to your doctor about what the process would be if you had something very urgent come up after surgery and needed treatment...it would be very rare for something to happen but it's good to ask!
John J. Corey, MD

Phoenix Plastic Surgeon
+2

Concern about insurance as relates to breast augmentation surgery

Having or not having health insurance is irrelevant in most situations regarding consideration for a breast augmentation. Insurance will not pay for any part of the surgery and rarely will cover any complications associated with it. Thankfully, it is extremely rare to have any significant (major) complications related to this procedure.
Steven Turkeltaub, MD

Scottsdale Plastic Surgeon

www.turkeltaub.com

+2

Breast Augmentation and Health Insurance

Health Insurance increasingly pays less and less for Reconstructive Plastic Surgery and will NOT pay for you to have Cosmetic Plastic Surgery. While it is always good to have health insurance in case something happens (accident, or sudden disease) the likelihood of your having a major complication requiring extensive medical care as result of the Breast Augmentation is VERY low. Good Luck.
Peter A. Aldea, MD

Memphis Plastic Surgeon
+2

Insurance coverage before breast augmentation

You do not need insurance coverage prior to breast augmentation. As my colleagues stated breast augmentation is a very safe surgery. You are young and healthy; the risks from surgery/anesthesia are very low. Any procedure has small risks such as bleeding, infection, scar, pain, hematoma, asymmetry, etc; however, they are rare. Breast augmentation is not covered by insurance; any complication arising from the surgery is not covered by insurance either. Good luck to you. more
Sugene Kim, MD

Houston Plastic Surgeon
+2

You don't need health insurance for breast augmentation

You don't need health insurance for breast augmentation. The procedure is very safe and it is unlikely that you would require a hospital visit. Of course anyone without medical insurance is taking a calculated risk daily. With breast augmentation is low risk is a pretty good bet. Best of luck, peterejohnsonmd.com
Peter E. Johnson, MD

Chicago Plastic Surgeon

www.peterejohnsonmd.com

+2

Health insurance and breast augmentation

Augmentation is not covered by health insurance so the absence of coverage would not be a consideration for this surgery. Any complications of a cosmetic procedure would not be covered by health insurance as well.
Robert L. Kraft, MD

New York Plastic Surgeon
+2

Health Insurance Not Needed For Breast Augmentation

It is not necessary to have health insurance to undergo a breast augmentation. The procedure is not going to be a covered benefit; in fact, most health insurance policies also have an exclusion for coverage of any complications related to cosmetic surgery.
John Whitt, MD

Louisville Plastic Surgeon
+2

Breast Augmentation and Health Insurance?

Thank you for the question. No, you do not need health insurance before undergoing breast augmentation surgery. You are correct in that insurance companies don't cover cosmetic surgery and the risks of serious complications for a 21-year-old healthy female are extremely low. Best wishes.
Tom J. Pousti, MD

San Diego Plastic Surgeon

www.poustiplasticsurgery.com

+2

Insurance coverage

A breast augmentation and in fact any cosmetic procedure is typically not covered by health insurance so you would not need coverage before having the procedure. I would say that a significant number of my breast augmentation patients do not have health insurance. Complications that can not be addressed by your plastic surgeon are unusual and if they do occur following cosmetic surgery are usually not covered by health insurance either. Thank you for your question and good luck. more
Ralph R. Garramone, MD

Fort Myers Plastic Surgeon
+2

Insurance before breast surgery

This procedure is not covered by insurance. complications are rare and often are not covered by insurance when they occur.. most companies will not deny coverage because of implants.
Jed H. Horowitz, MD

Orange County Plastic Surgeon
+1

Health Insurance and Breast Augmentation

Thank you for your question. No, you don't need health insurance specifically for breast augmentation. You're right. Elective cosmetic breast augmentation is not covered by insurance. You may want to ask if your surgeon offers and consider purchasing cosmetic insurance (for example CosmetAssure) which would cover costs if you had complications related to the cosmetic surgery. Also, if you have health insurance and by some stroke of bad luck have some type of... more
J. Jason Wendel, MD

Nashville Plastic Surgeon

www.mc.vanderbilt.edu

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