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Financing Plans for Body Lift and Breast Augmentation?

If I don't qualify for any type of financing plan, would the office have one? I am wanting to get a Body Lift and Breast Implants.

I have been wanting this for 9 years. And I need to know if I'm unable to get financing, the office will have financing plans of their own plans where I can make monthly payments with putting some downpayment?

I want to get this done for me, to make me feel better about my self and have the self confidence to get undressed in front of my husband.

Doctor Answers (11)

Financing for Surgery

+1

Thank you for your question.

There are financing companies out there that will take patients with bad credit (unfortunately, they may charge you more in interest).  Also, I agree that sometimes a co-signer on the application may help you get the loan.

In regards to a surgeon having  "in house" financing, they MAY... it doesn't hurt to ask.


San Diego Plastic Surgeon
5.0 out of 5 stars 702 reviews

Financing for surgey

+1

There are many companies that offer financing options to pay for surgery.  I doubt that your surgeon has one of hiw own.

Steven Wallach, MD
Manhattan Plastic Surgeon
4.5 out of 5 stars 16 reviews

Financing Options for Cosmetic Surgery

+1

Most plastic surgeon's offices have multiple financing options including but not limited to Care Credit and Chase.  If you do not qualify for a certain amount for a large combined procedure, perhaps doing a smaller procedure may help.  Or as my colleagues have stated, obtaining a co-signer/co-applicant to your financing may help. Talk to your plastic surgeon's office staff to explore your options.

C. Bob Basu, MD, FACS
Houston Plastic Surgeon
4.5 out of 5 stars 115 reviews

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Body Lift

+1

  The financing for a Body Lift ,  Breast Lift or other palstic surgeries is  offer  by out of the office  financial companies but in some cses we develop some payment plans for patients.   Than  You

Alejandro J. Quiroz, MD, FACS
Mexico Plastic Surgeon
4.5 out of 5 stars 62 reviews

Financing body lift and breast augmetnation

+1

We offer several finance companies to our patients.  With perfect credit you can obtain a 12 months interest free loan. if your credit history is not perfect there are companies which will offer financing. The interest rate charged varies according to your credit history and should be compared to what your interest rate charged for a credit card to see which is the better deal. You may consider asking a relative to be a co-signature which may lower the interst rate for the loan. We do offer an option to make pre-payments to save up for  your procedure which has been helpful to some of our patients.

I would recommend consultation with a Board Certified Plastic Surgeon.

Best regards, Andrew Lyos, MD, FACS

Andrew T. Lyos, MD, FACS
Houston Plastic Surgeon
5.0 out of 5 stars 22 reviews

Financing options for body lift and breast augmentation

+1

There are many options for healthcare financing especially for plastic and cosmetic procedures. My practice carries at least one plan and in general are very straight forward to apply for the procedures you have mentioned. I hope this helps.

Andrew P. Trussler, MD
Austin Plastic Surgeon
4.5 out of 5 stars 11 reviews

Several financial options for Body Lift and Breast Augmentation

+1

In my practice, several companies are available for financing. It is not uncommon to have a family member sign as a co-applicant. There is no in house financing per say but we have allowed some patients to divide their payments before to allow them to get the surgery done.

Hisham Seify, MD, PhD, FACS
Orange County Plastic Surgeon
5.0 out of 5 stars 4 reviews

Financing for body lift and breast augmentation in Atlanta

+1

We offer two outside loan companies. These companies are designed to deal with patients with less than perfect credit. However if needed co-applicants are allowed by most loan companies. Check with family members or friends to see if they would be willing to co-sign for your loan if needed. Not only do our loan companies help patients with less than perfect credit, they reward patients that do have perfect credit. With perfect credit we can offer 12 months interest free, as determined by the finance company.

Vincent N. Zubowicz, MD
Atlanta Plastic Surgeon
4.5 out of 5 stars 8 reviews

Co-applicant for financing plastic surgery

+1

There are options for patients who do not initially qualify for financing. If you are not approved individually many companies will allow co-applicants to strengthen your application. These co-applicants can be family members, members of the household, or friends. Try a co-applicant it may make the difference.

Robert Vitolo, MD
Manhattan Plastic Surgeon
4.5 out of 5 stars 5 reviews

Some offices may have in-house financing

+1

By that I mean that some doctors will allow patients a ceratin amount towards the procedures, that can be paid back later. The advantage is that you will not have the loan on your credit report, and may be abe to qualify for financing in spite of bad credit.

The downside is that you will probably have to have a larger downpayment, and there may not be a alrge amount of funds available.

John LoMonaco, MD, FACS
Houston Plastic Surgeon
5.0 out of 5 stars 168 reviews

These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.