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Breast augmentation financing bad credit

asked 2 years ago by china0810 in Las Vegas
Latest answer by Adam Tattelbaum, MD
Question viewed 4,897 times
Tags: bad credit, financing

I am considering Breast Augmentation, I am 34 A want to get 34 C. I have $1200 for down payment, but my credit is bad. Is Financing Available for Breast Augmentation in Las Vegas?

15 answers to Breast augmentation financing bad credit

Financing a breast augmentation.

Having difficulty with credit is quite common in this economy. I do not practice in Las Vegas, but here in Maryland it has become increasingly difficult for our patients to finance through standard cosmetic surgery financing companies. Many of my patients have access or belong to credit unions and interestingly I find that the credit unions sometimes will give far better rates than the average plastic surgery financing company. This may be something you want to look into... more

Adam Tattelbaum, MD
Washington DC Plastic Surgeon

Care credit is an option for financing

There are several optiomns for finacing plastic surgery in Las Vegas. At Hankins and Sohn Plastic Suergry Associates we work with many of the surgery finacing companies. If you are still interested, please contact the office and we can help you with these options.

W. Tracy Hankins, MD
Las Vegas Plastic Surgeon

Breast Augmentation Financing

If you have credit concerns, I would recommend that you wait to have cosmetic surgery. Going into debt for a cosmetic procedure is not something I would advise any patient to do. Save your money until you can reach a point where you can pay for your procedure in cash. In the end, you will not only be happy with your breasts, but you will feel great knowing that you were able to have your surgery debt free!

Christine Sullivan, MD
Columbus Plastic Surgeon

Financing breast augmentation

Hello, Care credit is a national surgery lending service but there are others. I would do a google search and look at others. You can also ask your plastic surgeon if he/she can finance a portion of the procedure although this is usually relatively rare. There is also the barter system. All the best, Dr Repta

Remus Repta, MD
Phoenix Plastic Surgeon

www.aaaplasticsurgery.com

Breast Implants - Fianancing

Hi china0810 in Las Vegas, Financing is variable, as are the costs of the procedures themselves. You'll need to see a few plastic surgeons in your area to get an idea of what the costs will be, and then explore financing. As you probably know, the entire world of finance has contracted significantly in the last few years, and there are many fewer options for this, and other uses of money. It's MUCH harder to finance procedures than it was 10 or even 5 years... more

Alan Engler, MD
New York Plastic Surgeon

Beware of scams

In this environment of tightened credit, we see many patients with decent FICA scores being either turned down and/or getting less credit towards their surgery. There are also programs that will entice you to come in offering that noone will be turned down, but when you read the fine line your interest rate is so high in some cases that you are better off saving your money instead of paying almost double for your surgery once you figure in interest.

Edward J. Bednar, MD
Charlotte Plastic Surgeon

Financing Surgery

This option has become increasingly popular, but the options have become fewer as credit has tightened. Consider waiting until you have the money saved, rather than going out on a limb for an elective cosmetic procedure. If you are financially stressed, you will rob yourself of the gratification you deserve from this important event in your life.

Paul C. Zwiebel, MD
Denver Plastic Surgeon

Financing for breast augmentation

Hi China0810 - Yes, financing is available but it may be difficult to get with bad credit. With the economy in its current state, creditors are hesitant to give money to people with poor credit scores. The amount you have saved up is a good start. So, keep on saving and if you pay in cash you may get a discount on your costs. Good luck!

Jeffrey E. Schreiber, MD
Baltimore Plastic Surgeon

Financing for Breast Augmentation is possible

Many patients seek financing for their breast augmentations. Some plastic surgeons offer "in-house" financing, but more use a third party (for example, CareCredit which is owned by GE). If your credit rating is poor, you probably are going to have difficulty. You can go to the CareCredit website and find out in a matter of minutes if you qualify with them.

John Whitt, MD
Louisville Plastic Surgeon

Financing is available in Las Vegas if you qualify

China, Financing is tighter now globally but if you call my office here in Las Vegas my staff can help you review your options. You can do this by calling 702-248-8989. The basic finance options are available at many practices. Dr Edwards

Michael C. Edwards, MD
Las Vegas Plastic Surgeon

www.medwardsmd.com

Financing with bad credit

As you've figured out, it is more difficult to get financing for plastic surgery if your credit score isn't great than it is to obtain a car loan. That's because the finance company can always repossess your car but they can't get your implants back! If you do not qualify for financing on your own, perhaps a member of your family would be willing to co-sign for the loan. The other option is to set up a pay as you go/payment plan with a plastic surgeon in... more

Robert L. Kraft, MD
New York Plastic Surgeon

Payment Plans through Care Credit

In my office patients use Care Credit. They offer a variety of payment plans, some have zero interest for 6 months. Care Credit also offers extended payment plans. Another company we use is Chase Health Care Advance. Both have websites you can visit.

Michael A. Fiorillo, MD
New York Plastic Surgeon

Financing

Financing plastic surgery has become more difficult in recent years and it is completely based on credit scores. There are some companies that will accept lower credit scores, although they have higher fees.

Scott E. Newman, MD
New York Plastic Surgeon

www.psurgery.com

Options for financing breast augmentation

Unfortunately, it is unlikely that you will be able to obtain credit though traditional financing agencies. You may want to consider a contacting different physician's offices to evaluate other alternatives such as in-office financing, lay away plans, third party websites, etc.

Otto Joseph Placik, MD
Chicago Plastic Surgeon

Breast augmentation pricing

Price can vary significantly. Save your money and get two or three consultations. Price is on criteria but not always the most important. This is your body and you are making a major change. make sure your surgery is safe and performed by a well qualified surgeon. Do your home work and pay for a quality product and service. Wishing You all the best, Talmage J. Raine MD FACS