Would Like to Wear Less Makeup, but I Have Dark Circles and Loose Skin Around My Eyes? (photo)

I want to wear less makeup b/c I hate wearing it, but I feel self conscious because I have dark circles & the skin around my eyes is getting a bit more loose & also I think I have Milia. My current skin routine that I started last week is UltraBland cleanser(Lush) w/ a brush.Rose water toner,Carrot seed face moisturizer. (jojoba oil,coca butter,olive oil,coconut oil,bees wax&essential carrot oil) I have been using that under my eyes and in dry spots. But my eyes still look bleh. Suggestions?