I am considering having my breast implants removed and a lift performed as I have tremendous back and shoulder pain with the weight and my job as a dental hygienist. Any possibility it could be considered a reduction with a lift and insurance may cover the costs?
Explantation Covered by Insurance?
Doctor Answers 12
Insurance coverage for explantation
You have to have a valid reason for the insurance to approve explantation, i.e medical necessary. The criteria vary with different insurance carriers. You may get the explantation approved by your insurance, but it would be hard to approve the lift/reduction.
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Insurance might cover implant removal
Coverage may vary by your area and particular health plan, though our experience in Chicago is that most will indeed cover removal of breast implants. It cannot be called a breast reduction however, and a breast lift just will not get through.
Insurance coverage for explantation
In some circumstances some insurance companies will cover the removal of ruptured implants - either saline or silicone. Removal of intact implants is not usulally covered. If a breast is painful and distorted due to extensive calcification around an implant (and especially around a broken implant) insurance companies will sometimes cover removal of the implants and the capsule. In no augmentation (cosmetic) case will the insurance company pay for a lift or for new implants. If the implants are less than ten years of age and broken there is a possibility that the implant company will replace them ( both even if only one is broken). Every insurance policy varies so you must check with your insurance company.
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It is very unlikely that your implant removal will be covered by insurance. Most insurance companies will deem this as a cosmetic procedure given your prior history of breast augmentation. Please visit with a board certified plastic surgeon to learn more about your options.
Explantation Covered by Insurance
While creative, no insurance would blindly cover the surgery. Even with breast reduction the surgery must meet the requirements to the severity of the case and independent validation of the medical necessity.
Probably not a good chance!
There is no insurance company I know of that will remove implants and allow you to have a lift and they will pay for it. I also doubt there are any plastic surgeons that would accept what the insurance pays to perform that procedure. The insurance company looks at this as a complication of cosmetic surgery. It probably states in your policy they do not cover certain procedures or their inherent complications or side effects. Sorry, but good luck should you decide to proceed.
Insurance coverage for implant removal
Insurance will not cover this surgery. Having breast implants removed is not a breast reduction in the eyes of any insurance company. Also, breast lifts are not insurance covered procedures. This surgery would be considered cosmetic. Seek the advise of a Board Certified Plastic Surgeon, certified by the American Society of Plastic Surgery (ASPS) for his recommendation for you.
Insurance does not cover explantation
The insurance policies all say basically the same thing: that the sequelae, or consequences, of a cosmetic procedure are cosmetic in and of themselves. As for claiming that this is a reduction plus lift, that would be insurance fraud. All the insurance carriers require proof of the amount of gram weight resection accompanied by a pathology report so this procedure would be fee for service. If you paid to have them put in, then you should pay to have them removed as well.
Does insurance cover breast lift and breast implant removal?
You need to look at your individual policy to see if your insurance contract has a specific exclusion for implant related issues or surgeries. Each insurance contract can be different.
In more than ten years of experience I have not yet had an insurance company cover the cost of breast implant removal unless the original implant was placed as a reconstructive procedure and the insurance company paid to have it placed.
Would insurance cover for explantation?
I doubt that health insurance will cover for implant removal and lift. Becasue you probably had breast augmentation for cosmetic reason, removing the implants would not be covered by insurance. If you are planning to have your implants removed and also to have a large amount of breast tissue removed at the same time, part of procedure may be covered by insurance. Please consult with board-certified plastic surgeons to discuss with your options and indications for surgery.