Plastic Surgery: Q&A
Ask a QuestionDo All Doctors Accept Care Credit?
Do all doctors accept Care Credit? What other types of financing are available for cosmetic surgery?
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4 Doctor Answers |
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anon
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Accepting Care Credit.
Care Credit is a national firm that loans money. At time of this writing, they are a division of GE capital, and have been around since 1987. Some offices use other national firms. Some offices will do in house financing. Other offices will not offer any financing at all. Ask your Board Certified Plastic Surgeon's office if they have any financing options. Make sure that you can afford elective surgery, and the money is not a big stretch...
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Financing plastic surgery
I am strongly against plastic surgery financing programs, and I have never offered them in my practice. Most, if not all, plastic surgery financing plans are not only a bad idea but also a bad deal for many patients - in some ways that are easily apparent but in other ways that are not as obvious. The most obvious way in which these plans are unfavorable and therefore undesirable is their terms, which often are interest-free for as long as a year, but that revert to an interest rate...
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Many do Not
You would be wise to check first since many physicians do not take Care Credit.
It almost seems quaint considering the way medicine has transformed itself from a callling to a profession to a business, but there was a time, not so far in the past, when it was considered unprofessional to accept credit cards. In fact, in the 1960's the AMA denounced the concept of credit cards saying that the care of patients should be separate from the conduct of business.
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Financing options
Not all doctors accept Care Credit and there are many options. Your best option is to find a doctor you are considering and then ask about the financing options they offer.
These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.
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