Financing plastic surgery: monthly payments?

Can I pay for breast implant, lip enhancement, and rhinoplasty surgeries on a monthly basis instead of paying for them all at the same time? I'm wondering because I am very intrested in those 3 cosmetic surgeries and I am planning on getting them soon. I just want more information on it.

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21 answers to “Financing plastic surgery: monthly...”

A: With the economy taking a downturn, we are seeing more of our patients financing.

Stephen A. Goldstein, MD
By Stephen A. Goldstein, MD - Denver Plastic Surgeon

You are not alone wanting plastic surgery but having to take the next step to somehow afford the procedure(s). With the economy taking a downturn, we are seeing more of our patients financing. CapitalOne and Care Credit represent two of the most frequently used finance companies and they have been reputable... more

A: Financing is available but be sure to read the fine print

Steven H. Williams, MD
By Steven H. Williams, MD - Bay Area Plastic Surgeon

In my East Bay practice we accept Care Credit. Capital One also finances plastic surgery.  However, be sure that you're financially prepared to take on a loan for plastic surgery. The bottom line is be a responsible borrower, find a board certified plastic surgeon and good luck. I hope this helps.  

A: Financing your Surgery: Body Contouring, Breast Surgery, Plastic Surgery

Raffy Karamanoukian, MD
By Raffy Karamanoukian, MD - Los Angeles Plastic Surgeon

There are many companies that finance plastic surgery procedures.  In general, the options are in-house financing, if available in your surgeon's office, or commercial lending institutions. Discuss the options for financing with your physician's office and confirm that the physician's office uses... more

A: So many plastic surgery financing options...

Otto Joseph Placik, MD
By Otto Joseph Placik, MD - Chicago Plastic Surgeon

There are many financing companies out there. They generally require your plastic surgeon to participate. I would first find a plastic surgeon whom you want to complete the procedure and then ask his staff for financing options. The other way to approach this is to call ahead of time and ask if the plastic... more

A: You can get financing for plastic surgery

Richard P. Rand, MD
By Richard P. Rand, MD - Seattle Plastic Surgeon

Most plastic surgery offices work with reputable companies who will offer you credit and allow you to pay that company over time.  You can avoid this, however, if you have a credit card limit that will allow you to pay and get miles.  Essentially, all plastic surgery needs to be fully paid up front... more

A: Financing is a viable option to make monthly payments on elective surgery

Lawrence Scott Ennis, MD
By Lawrence Scott Ennis, MD - Pensacola Plastic Surgeon

Financing surgery is a viable option for many patients. If you think about it, very few people are able to make large purchases with cash. Therefore, there are many options to pay for your cosmetic surgery with reputable financing companies including Care Credit, Surgery Loans and Health One Financial. My... more

A: Multiple financing options exist for patients today.

Sanjay Grover, MD
By Sanjay Grover, MD - Orange County Plastic Surgeon

There are many financing options for patients today.  A number of our patients have chosen to proceed with Care Credit (carecredit.com).  Many different payment plans are available with differnt interest rates.  Other companies exist.  Another option for patients are credit cards.

A: Financing is often an option for plastic surgery

Evan Sorokin, MD
By Evan Sorokin, MD - Cherry Hill Plastic Surgeon

Many plastic surgeons offer financing via programs such as those offered by Carecredit and CosmeticFeePlan by Capital One. There are certainly many private banks and lenders that offer such programs.

A: Talk with your surgeon

D.J. Verret, MD
By D.J. Verret, MD - Dallas Facial Plastic Surgeon

Financing options vary by physician. If you are considering the surgeries you described, I would talk with the surgeon you are considering and see what the options might be. Some physicians will provide financing through their office. Otherwise, there are several national credit companies which provide... more

A: Many options available

Armando Soto, MD
By Armando Soto, MD - Orlando Plastic Surgeon

Hi there- Most surgeons offer their patients at least a couple of options for financing desired procedures. Most of the institutions that fund these plans offer several time periods over which you can pay, with a small (or no) interest- the most popular plans in my practice are "12 months same as... more

Comments

Jonathan Hoenig M.D.
209 posts
2 Apr 2009

There are many financing companies out there, but like most responders, we have found CareCredit is reputable and very popular. Care Credit works like a credit card with a revolving line of credit. EFFECTIVE 4/10/09 CAPITAL ONE IS NO LONGER FINANCING HEALTH CARE. Of course, your loan will depend on your credit history verified by a credit check. Another option is to ask your doctor if you can make payments to them. Once you've reached the full amount due, you can have surgery.

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