Plastic Surgery: Q&A
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Financing Plastic Surgery: Monthly Payments?
Can I pay for breast implant, lip enhancement, and rhinoplasty surgeries on a monthly basis instead of paying for them all at the same time? I'm wondering because I am very intrested in those 3 cosmetic surgeries and I am planning on getting them soon. I just want more information on it.
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23 Doctor Answers |
Asked by
HaleyJones
in Col Lake Alberta
+3
Financing your Surgery: Body Contouring, Breast Surgery, Plastic Surgery
There are many companies that finance plastic surgery procedures. In general, the options are in-house financing, if available in your surgeon's office, or commercial lending institutions.
Discuss the options for financing with your physician's office and confirm that the physician's office uses reputable lenders such CareCredit, Capital One, or Surgery Loans.
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With the economy taking a downturn, we are seeing more of our patients financing.
You are not alone wanting plastic surgery but having to take the next step to somehow afford the procedure(s). With the economy taking a downturn, we are seeing more of our patients financing.
CapitalOne and Care Credit represent two of the most frequently used finance companies and they have been reputable over the years. On a less frequent basis, we have seen a few of our patients using their personal credit cards, but PLEASE be aware of the terms of the loan, interest rates, etc.
Do...
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Englewood Plastic Surgeon
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You can get financing for plastic surgery
Most plastic surgery offices work with reputable companies who will offer you credit and allow you to pay that company over time. You can avoid this, however, if you have a credit card limit that will allow you to pay and get miles.
Essentially, all plastic surgery needs to be fully paid up front so don't expect offices to allow you to pay them over time. Any office that allowed that plan would possibly be in such dire straights that you wouldn't want to be a patient there.
Please be...
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Plastic surgery financing
Many different practices will use varying types of financing for plastic surgery. I use several companies, though I council patients that you may find a better interest rate on one of your credit cards rather than some financing programs, depending on your credit.
Additionally, remember that elective plastic surgery is exactly that- elective. I do not recommend patients getting into severe debt to afford cosmetic surgery -- don't let anybody pressure you into having surgery that you cannot...
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Yes, 12 months interest free financing for breast implant in Atlanta
We can arrange 12 month interest free financing for patients with good credit. This is determined by the credit company. It is for any type of surgery the patient wants and is available for multiple operations.
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Paying for plastic surgery with monthly payments
There are many financing companies out there, but like most responders, we have found CareCredit is reputable and very popular. Care Credit works like a credit card with a revolving line of credit. EFFECTIVE 4/10/09 CAPITAL ONE IS NO LONGER FINANCING HEALTH CARE. Of course, your loan will depend on your credit history verified by a credit check. Another option is to ask your doctor if you can make payments to them. Once you've reached the full amount due, you can have surgery....
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There are many financing options available.
Haley,
There are many financing options for plastic surgery available. However, please make sure that you can afford the surgery/payments. Just because someone will give you credit, you should still make sure that it is reasonable for your budget. I often tell patients to make sure that they have funds available for twice the cost of the surgery. This makes sure that you will not run into problems if you end up being off work longer than expected or have some other expense that you...
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Financing is a viable option to make monthly payments on elective surgery
Financing surgery is a viable option for many patients. If you think about it, very few people are able to make large purchases with cash. Therefore, there are many options to pay for your cosmetic surgery with reputable financing companies including Care Credit, Surgery Loans and Health One Financial.
My best advice is to research your options thoroughly and choose a practice that proactively helps provide you with your payment and financing options.
Keep in mind when you consider...
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+2
Payment plans abound
Care Credit is the financing plan approved by the American Society of Plastic Surgery.
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Talk with your surgeon
Financing options vary by physician. If you are considering the surgeries you described, I would talk with the surgeon you are considering and see what the options might be. Some physicians will provide financing through their office.
Otherwise, there are several national credit companies which provide financing for cosmetic procedures. The last option would be local banks and lenders. Most importantly, be sure that you can afford the payments before you undergo any cosmetic surgery.
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Many options available
Hi there-
Most surgeons offer their patients at least a couple of options for financing desired procedures. Most of the institutions that fund these plans offer several time periods over which you can pay, with a small (or no) interest- the most popular plans in my practice are "12 months same as cash" options, in which no interest is paid (there is a small financing fee) if you pay it off within 1 year.
I would find a board certified plastic surgeon you like and ask which options...
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Financing is often an option for plastic surgery
Many plastic surgeons offer financing via programs such as those offered by Carecredit and CosmeticFeePlan by Capital One. There are certainly many private banks and lenders that offer such programs.
+1
Financing Plastic Surgery
Many patients these days will choose to finance their procedures and pay over time. Some offices do in house financing, others use national lenders. Each practice is different, so I would check with the individual Board Certified Plastic Surgeon that you are seeing. Make sure that you can afford the surgery and not make it too much of a stretch.
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Financing Your Plastic Surgery
There are many financing options available for plastic surgery. We accept a variety of financing plans. Many companies provide 12 months interest free options.
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Plastic Surgery Financing
There are many financing options and most plastic surgery practices offer some or all the options that are out there. The way it works is that you finance the cost of your surgery through a third party like Carecredit or Chase financial or Surgery Loans. These are just some of the companies that work with plastic surgery offices to help patients achieve their plastic surgery desires. That third company will pay the plastic surgery office and you will end of paying the company on a...
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So many plastic surgery financing options...
There are many financing companies out there. They generally require your plastic surgeon to participate.
I would first find a plastic surgeon whom you want to complete the procedure and then ask his staff for financing options. The other way to approach this is to call ahead of time and ask if the plastic surgeon participates and the general rates.
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Multiple financing options exist for patients today.
There are many financing options for patients today. A number of our patients have chosen to proceed with Care Credit (carecredit.com). Many different payment plans are available with differnt interest rates. Other companies exist. Another option for patients are credit cards.
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Do one procedure at a time rather than going into debt
To HaleyJones,
Hi. Care Credit is a good company, but listen to the good advice of Dr. Goldstein and Dr. Williams. Only borrow what you are VERY comfortable paying off.
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Many payment options for cosmetic surgery
Haley,
There are financing options available in many plastic surgery practices. I offer financing through CareCredit in my practice, as well as, a monthly up front payment plan. Call around to your local board certified plastic surgeons for availability. Good luck!
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Most Creative Method of Financing Cosmetic Surgery
Hi Haley,
Many cosmetic surgeons offer financing through credit companies like Care Credit.
The most creative method of financing plastic surgery was used by Frances McDermand in last year's Coen Brothers film, "Burn After Reading". The movie had a great cast including Brad Pitt, George Clooney, and John Malkovich. She ended up getting her surgery, but I'd advise sticking with more traditional methods of financing.
Happy and healthy New Year.
Dr. P
+1
Financing is available but be sure to read the fine print
In my East Bay practice we accept Care Credit. Capital One also finances plastic surgery. However, be sure that you're financially prepared to take on a loan for plastic surgery.
The bottom line is be a responsible borrower, find a board certified plastic surgeon and good luck.
I hope this helps.
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Each practice is different
Hi Haley,
Many people ask about the various payment options for cosmetic procedures.... and each practice is different in their financial policy. In general, most offices require payment in advance of the procedure. Many offices work with third party financing companies that can provide payment to the practice, and you in turn pay monthly payments to them. Two of the more popular companies are CareCredit and MyMedicalLoan.com.
If you are just starting your research on your procedures,...
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Payment plans for cosmetic surgery
Every surgeon's office is a bit different. Many surgeons can offer finance programs so that you can work out a payment plan to pay for your surgery.
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