So I applied for insurance yesterday and no sooner does my son end up kneeing me in the face while I'm tickling him. Im no expert but I am all but certain it is broken. Now I have a lump on the bridge of my nose and I also seem to be getting headaches with alarming intensity and frequency. I have multiple questions, should I wait till I'm insured to see the doctor, and if I do what is the likeliness that my insurance will cover surgery for fixing it and what not? I applied for BCBS premium.