Would I Be Able to Have the Breast Reduction Surgery Even if I Don't Have Any Insurance?
Breast Reduction Surgery Without Insurance
Doctor Answers (17)
Breast Reduction without Insurance?
Thank you for the question.
Yes, breast reduction surgery can be performed as a fee-for-service procedure (not through insurance).
The costs will vary from region to region and from one surgeon to another.
Breast Reduction Surgery Without Insurance
Yes, you can have breast reduction surgery even without insurance. Health insurance companies require a specific amount of breast tissue based on your body surface area. This is somewhat controversial because your breasts don't always correspond to your body surface area.
If you don't have insurance or don't qualify within your plan, you can still have the surgery and gain considerable physical and aesthetic improvement. You can choose to have the breast reduction done by being a self-pay patient. You will be responsible to pay for the surgeon’s fees, the operating room, general anesthesia, prescription medications, and lab work. As a self-pay patient, the hospital and anesthesia fees will be at a discounted rate, which will be less expensive than what is normally charged to the insurance companies.
Sometimes doing Breast reduction surgery without insurance is better.
Insurance companies have strict criteria for BRs. Cosmetically, the surgeon can concentrate on artistry.
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Payment for Breast Reduction Surgery
Breast Reduction surgery is typically done as an elective, cosmetic procedure. In this case, the payment does not go through insurance at all, and like all cosmetic procedures, needs to be paid for up front. Only in moderate to severe cases of symptoms associated with large breasts, does insurance potentially pay for services.
Breast Reduction without insurance - yes, absolutely
You most certainly can choose to have breast reduction done without health insurance. This happens for patients in my practice for a number of reasons:
1) Some have no health insurance at all, and we perform out-patient breast reduction for a reasonable rate, far less than that charged by hospitals. This is done in our nationally accredited surgical facility, with MD anesthesia, and includes all normal fees and tests.
2) Some patients have very high deductibles, so actually they save money by using a facility like ours, rather than a hospital. This is because they would be responsible for both their deductible and copayments based on higher hospital rates.
3) A third reason patients choose to pay for breast reduction themselves is because their health insurance decides that reduction surgery does not meet insurance company requirements (denies coverage).
Wish you the best.
Breast Reduction without Insurance
Yes, you would be able to have breast reduction surgery without insurance coverage. This would become a self-pay procedure. The cost vary from surgeon to surgeon. You should set up a couple of consultations with board certified plastic surgeons.
Self Pay Breast Reduction
Certainly you can undergo a breast reduction without insurance coverage. It just means that you are responsible for the surgery fee, hospital, and anesthesia. Depending on yoru geographical area, this could range anywhere from $5000- $12,500. I hope this helps.
Self pay breast reduction
Yes, your plastic surgeon's office will give you a quote for the cost of the surgery. It varies depending on your geographic region and usually by how much time the procedure will take. Good luck.
Tracy M. Pfeifer, MD, MS
Breast reduction without insurance
Yes you can have this performed without insurance but you would be responaible for ALL the bills: Surgeon's fee, operating room, anestthesologist, anesthesia services, pathologist and specimen processing charges.
Breast reduction commonly performed outside of insurance
With more restrictive insurance coverage today breast reduction is commonly performed outside of insurance coverage, just as breast augmentation. Breast reduction is safely performed in an office based facility without a hospital stay and can be affordable.
Best of luck,
These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.