Breast Lift Installment Payment Plan?

Medicine has changed over the years, as has paying for medical treatment. Many plastic surgeons, cosmetic dentists, medi-spas and clinics do offer patients some types of financing options. It's no longer a simple insurance and/or cash payment world. Credit cards and long-term financing are often available for patients considering cosmetic surgery and other elective and or cosmetic treatments. We started offering CareCredit a few years ago, and just recently added MyMedicalLoan.com to our... more

Most plastic surgeons have arrangements with financial companies for patient payment plans. They work similar to a credit card which you can use to pay for your surgery and then pay off over anytime between 3 to 24 months. With the financial system the way it currently is here, the companies are a bit more careful in who they approve for the credit. However, most patient are able to get financing. It is important to remember, however, that if you cannot afford the surgery, then it... more

Thank you for your question. Most plastic surgery offices have financing companies you can apply with in regards to getting help with the cost of surgery. I would recommend that you proceed with surgery when you are financially able to - and not let this "stress" the system in regards to finances. Do not go with the cheapest surgeon for your surgery as complications may be more costly. Visit with well experienced plastic surgeons and decide if this is a... more

  Breast lift surgery is one of the most popular procedures and our practice. Some of our patients choose to finance the surgery. Our staff is very familiar with working with the patients and different financing companies to help patients reach their aesthetic goals. Our staff is able to find a financing plan that can fit every budget.

Most surgeons offices will offer outside financing. Surgery loan companies are structured to help patients with less than perfect credit. If your loan is denied you may want to try and get a co-signer (family or friend) to help you with your application process. Loan companies may also be structured to reward patients with excellent credit. One of our loan companies is currently offering 12 months interest free. By filling out their application you can find out within 72 hours if you are... more

Most doctors that i know would not accept installment payments. On the other hand, you may want to finance it with one of several reputable companies.  I am sure you doctor's office can help you find one that will suit your needs.

Eva; There are also several companies who do financing specifically for patients having cosmetic surgical procedures. One of the best known is CareCredit which is managed through GE Capital. Unfortunately, as with all loans today, credit has gotten tougher to qualify for and some patients haven't been able to obtain financing. Another avenue to consider is your local bank. If you've had a relationship with the bank for a while they may be able to offer you a short term (5 year or less) loan... more

Some offices will allow you to make "installment" payments towards a surgery after you have been seen. You could do just as well with a savings account and possibly even make a dollar of two in interest. I have had a few patients do this because they were afraid they would "spend the money on something else". Just be sure you have an aggreement as to what happens if you have to change your mind for any reason. Best of luck to you. Dr Edwards