Breast Implants Financing Still Available? Doctor Answers, Tips
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Breast Implants Financing Still Available?

Need to finance breast implant surgery if it is going to happen any time soon.... with economic problems with banks, are doctors seeing more patients getting denied plastic surgery financing? is carecredit the best option?

11 Doctor Answers | Asked by anon
+6

Cosmetic Surgety Financing - Buyer Beware

I am strongly against plastic surgery financing programs, and I have never offered them in my practice. Most, if not all, plastic surgery financing plans are not only a bad idea but also a bad deal for many patients (and, for that matter, for most doctors), in some ways that are easily apparent but in other ways that are not as obvious. The most obvious way in which these plans are unfavorable and therefore undesirable is their terms, which often are interest-free for as long as a year,... more
+3

Financing is still available

Thanks for the question Juniper - In my East Bay practice we accept Care Credit. However, be sure that you're financially prepared to take on a loan for plastic surgery. Care Credit has tightened up the lending requirements somewhat however we have yet to see a patient denied. Dr. Law brings up excellent points regarding interest and affordability. However, even practices that are "strongly against patient financing programs" usually take credit cards - in many ways the same thing as other... more
+3

Care Credit and other financing is still available.

We have continued to provide financing for our patients for Breast Augmentation and other procedures. In fact, we now have a 0 percent financing for 18 months available to our patients thru the end of the year. We have noticed a slight increase of denials, but overall our patients have been successful getting financing. Most offices have added new creative options to help their patients afford surgery.

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+3

Financing available

The credit crunch is affecting all lending institutions it appears. Capital One has discontinued financing cosmetic surgery, at least in the New York City area for several of my colleagues practices. Care Credit is continuing to offer financing, but has tightened its restrictions and seems to be denying patients that it would have readily approved in the past. Good luck.
+3

Care Credit and Capitol One are still lending

Care Credit and Capitol One financing are the two companies that we use. Both are still lending money, although I hear that CareCredit has become more restrictive with whom it lends money to. Our clinic is in the process of setting up an 'in house' financing organization. It functions as a 'lay-away' program, and pays a small interest rate. Give us a call if you're interested in learning more.
+2

Financing is available

There are many companies still financing cosmetic surgery. There are also many types of loan options offered based on your credit rating. We use Care Credit, SurgeryLoans.com and Capital One. You can apply by yourself prior to your surgery (even before your consult) to see if you qualify. Alternatively, a member of the staff would be happy to assist you qualifying for financing.
+2

Financing breast augmentation

Financing breast augmentation through reputable companies is still available, but as with all other financing, it has become a bit more difficult. If you have good credit, it will probably be available.
+2

Financing breast augmentation, breast implants, and cosmetic surgery

Breast augmentation, like many other cosmetic procedures, can be financed by credit card or through specialized lenders. In my Santa Monica office, we offer several financing options. However, the search for a good lender to finance plastic surgery is often as difficult as finding an exceptional plastic surgeon. Trust only qualified and nationally based cosmetic lenders to reduce the financial load of financing.
+1

Financing your Breast Augmentation

Our practice uses Care Credit or Chase Health Advance. I agree that it is difficult to find companies that will finance a cosmetic procedure. Our practice also allows you to make weekly or monthly payments until your surgery day. I think this offers the greatest benefit to the patient because you pay no interest and there is no worry of paying your surgery after your procedure is done.
+1

Breast implants can be financed.

Hi. In New York City, some of our patients use the company Care Credit to finance breast augmentation surgery.  We think it is a good company, judging from our patiets' experiences.
+1

Yes, 12 months interest free financing for plastic surgery in Atlanta

Financing is available to credit worthy clients. We have arranged 12 months of interest free financing for individuals with good credit, as determined by the credit company.
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