Who Accepts my Insurance Once Approved?
asked 1 year ago by massachusetts931 in massachusetts
Latest answer by Steven Wallach, MD
Question viewed 79 times
Tags: doctor referral, insurance
Do I have to find a doctor who accepts my insurance as I have to for other procedures, or will any surgeon take my insurance once I've been approved? I had a consultation 2 years ago and was approved by my insurance, but wasn't comfortable with the surgeon. Now I'm trying to find a new doctor but don't know if I have to check that they accept my insurance beforehand
2 answers to Who Accepts my Insurance Once Approved?
+1
Health insurance
No surgeon "has to take" your insurance, and many will not. If you want to stay "in network" the doctors on the insurance panel have agreed to accept payment at a lower rate than they may have if they were not "in network."
+1
Health insurance
Boy have you opened a can of worms.
Historically speaking, 50+ years ago there was no such thing as health insurance. Patients simply paid their physicians. With increasing technology, liability & other costs the average individual could no longer afford health care & the health insurance industry arose to fulfill a need. There were separate policies for hospital care & others for health care professionals. However, patients paid their bills & were reimbursed by their...
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Aaron Stone, MD
Los Angeles Plastic Surgeon
Los Angeles Plastic Surgeon