Will Insurance Pay for Complications Resulting from Breast Implants?

In general, most insurance companies will not cover complications related to cosmetic surgery, but they may. you should contact your insurance company.

Insurance will generally not cover complications arising from cosmetic surgery, but you should check with your individual plan. There is a form of cosmetic surgery insurance called CosmetAssure, which is available in some states. This is usually very affordable and very worth it for peace of mind prior to elective surgery. Good luck, /nsn.

Unfortunately, insurance companies will usually not cover complications from cosmetic surgery. The only time insurance companies will cover implants and implant related complication is if you have undergone implant reconstruction for breast cancer. CosmetAssure is a qualified insurance program that helps cover some complications after cosmetic surgery.

Unfortunately, insurance companies are increasingly denying coverage of medical conditions if they attribute them to the breast implants. Interestingly they will pay for complications of alcohol and tobacco abuse but not  always for breast implants.

The VAST majority of medical insurance companies do not cover / pay for ANY complications resulting from any cosmetic surgical procedure. Their philosophy is that since they did not pay for the original procedure - why should they be financially responsible for any complications arising from it? That is why any reader of these pages hears the SAME comment again and again - go to a real Plastic surgeon, one who is a member of The American Society of Plastic Surgeons (www.PlasticSurgery.org)... more

Most, but not all, insurance cos. have an exclusion for complications resulting from cosmetic surgery.  You can check your policy to see if this exclusion is in your policy.  If so, then CosmetAssure is an option that you can consider.

Hi, Assuming the breast implants were placed for cosmetic purposes (i.e. breast augmentation and not breast reconstruction for cancer), insurance companies will not cover complications arising from the procedure. For that reason, many of us participate in a program called CosmetAssure. It's an insurance program for possible complications arising from cosmetic surgery - only patients of board-certified plastic surgeons are eligible to participate. If a complication were to arise, the... more