Insurance and your BR
By shouldasooner on 22 Dec 2011
Ok, so this is interesting and may help people in the future. I tried to get insurance to pay for my BR. I was rejected because I did not have documentation of back pain. If you need insurance to pay, start complaining and go to physical therapy or chiropractor. I didn't do any of that, so I resigned myself to paying for my surgery. Surprisingly, insurance did pay for my anesthesia and my meds.. BUT, they did not pay for my lab work. When you have a BR, all the stuff they remove is sent to the lab, to check for cancer cells. Now, this I do not think of as cosmetic, so I really think they SHOULD pay for that part, but no. Cost about $400. Another surprise was that I was able to use my flexible spending account for my surgery even tho insurance rejected it. I believe it was due to the way my PS's office billed it....medically necessary, not cosmetic. Isn't insurance fun??? Signing off, hope this info helps someone.